One of the new Roth's significant benefits: When you withdraw money at age 59 1/2 or later, its earnings in interest will be tax free. With a regular 401(k) the interest is taxed. Other features: * Investments are made with after-tax dollars. * Anyone at any income level can invest in the new Roth. * People who are age 50 or older by the end of 2006 can take advantage of … [Read more...]
How to keep arthritis away
May is National Arthritis Month How to keep arthritis away, or reduce symptoms if you already have it If there is arthritis in your family, and even if there isn't, there is one thing you can do to keep it away. Lose weight. A 10-pound loss reduces joint stress. If you already have osteoarthritis pain, it could be a symptom of dehydration in the joints. Increasing water intake … [Read more...]
A big payoff in taking the optimistic view
If you're an optimist, you believe that any defeat is a temporary setback or a challenge. It doesn't knock you down. Using this theme in your life helps you move forward in your work. And a positive view helps to prevent illness, improves relationships, and increases self esteem. A study reported in the Mayo Clinic Proceedings shows the optimists live longer, are healthier, and … [Read more...]
Bike commuting is dirt cheap and healthy
If you live in a city, you are probably driving to work and paying to park once you get there. One driver in Seattle pays $220 a month to park in the city. Even if you don't have big parking costs, it would be nice to save on auto expenses, wouldn't it? More than 500,000 Americans think so. That's the number of people who are currently riding a bike to work each day, according … [Read more...]
Be ready for that important moment
It could be right around the corner: an occasion that puts you in the spotlight. How will you handle it? Career coaches say that before it happens, know that it probably will, sometime in the not-too-distant future. But if you always expect the unexpected, that act alone will increase your confidence and resilience. When you are called upon, the worst thing you can do is to … [Read more...]